From cash flow to equipment to fit-outs, we work with lenders who genuinely understand small business — including low-doc options for ABN holders.
Business lending isn't one-size-fits-all. A working-capital line of credit is a different animal to an equipment loan, which is different again to a commercial property loan or a low-doc vehicle deal.
We work across all of them, and our job is to point you at the option that actually fits — and the lender most likely to say yes without choking on paperwork.
Cover the gap between issuing invoices and getting paid.
Tools of the trade — without the cash hit upfront.
Utes, vans, trucks, plant — single units or fleet.
Open a second site, refurb the shop, kit out a warehouse.
Buy or refinance your business premises.
Fund stock and trade lines as you grow.
Understand your business, the deal, and the urgency.
Match to lenders with appetite for your industry and structure.
We package the application properly so the lender doesn't bounce it.
Funds in, asset delivered, you get back to running the business.
Not necessarily. Many lenders offer low-doc commercial finance using BAS, bank statements or an accountant's declaration. We'll choose the path that fits your situation.
Yes, but options narrow. Some lenders fund from 6 months trading; a few will go shorter with extra supporting docs. See our Low-Doc page for the detail.
Generally the interest portion (and sometimes depreciation, depending on structure) is deductible for business-use finance. Confirm with your accountant — we can talk to them directly if helpful.
Equipment and vehicle finance can often settle within 3–7 business days. More complex deals (commercial property, larger working capital lines) typically take 2–4 weeks.
Sometimes — depending on the complexity of the deal and how lender commissions are structured. We'll always quote any fees upfront in writing before you commit to anything.
No obligation, no pressure — just a quick chat to see if we can help.