Truck Finance

From single rigid to full fleet.

Prime movers, rigids, vans, trailers and fleet — we work with specialist transport lenders who actually understand the industry.

Truck and heavy-vehicle finance has its own quirks: age limits, usage profiles, ABN trading history, and lender appetite for the operator and the asset. Generic car-loan lenders often get this wrong.

We work with lenders who finance transport every day — so the rates are sharper, approvals are faster, and the right loan structure actually matches how your business runs.

Who it may suit

If any of these sound like you, we should chat.

  • Owner-drivers buying their first prime mover
  • Established transport operators expanding the fleet
  • Tradies and couriers needing a van or rigid
  • Earthmoving and construction businesses
  • Operators replacing or upgrading existing vehicles
  • Businesses considering a fleet refinance
Common use cases

Where this product comes in handy.

Prime movers

New and used, single or multi-unit deals.

Rigids & tippers

Construction, waste, delivery — finance built for the use case.

Vans & light commercials

Couriers, trades, mobile services.

Trailers

Stand-alone trailer finance with the right lender.

Fleet refinance

Consolidate or refinance multiple units onto better terms.

Owner-driver first truck

Specialist lenders who fund new operators.

How it works

From first chat to settled, in four steps.

(01)

Tell us the truck

Make, model, year, supplier, usage profile.

(02)

Match the lender

Transport-specialist lenders only — generalist banks get bypassed.

(03)

Application

We package income, experience and trading history properly.

(04)

Settlement

Lender pays the supplier or seller; you take the keys.

FAQs

Common questions, answered.

Can I finance a used truck?+

Yes — most truck lenders will fund vehicles up to a certain age (often 15 years at end-of-term, but it varies). Older trucks may need a specialist lender.

What if I'm a brand-new owner-driver?+

Some lenders specialise in funding new operators with relevant industry experience, even without prior ABN trading. We'll point you at the right one.

Can you finance the truck and the trailer together?+

Yes, either as a packaged deal or as separate facilities — whichever gives better terms. Often two facilities works out cheaper.

What about insurance?+

Comprehensive insurance is required by all truck lenders. We can refer you to a transport-specialist broker if needed.

Ready when you are.

No obligation, no pressure — just a quick chat to see if we can help.

Get a no-obligation quote