New or used, dealer or private sale — we'll find a car loan that fits your budget. We compare lenders across Australia so you don't have to ring around.
A car loan from Blade Finance isn't just one bank's offer — it's the best match from a panel of lenders who actually compete for your business. That usually means a sharper rate, fewer fees, and terms that fit your life rather than the lender's brochure.
Whether you're a first-time buyer, upgrading the family wagon, or refinancing something you're stuck on, the conversation starts the same way: tell us what you need, and we'll come back with real options.
Pre-approved finance so you walk in with the strongest negotiating position.
Most lenders are happy with quality used vehicles up to a certain age.
Buying off Gumtree or a mate? We handle PPSR, payout and seller settlement.
Stuck on 11%? We'll see what we can do.
Not everyone benefits from novation — we'll do the maths honestly.
Recreational vehicles often fit the same lender appetite as cars.
Tell us roughly what you're after and your situation — 10-minute call or online form.
We match you with lenders most likely to approve at the sharpest rate.
We send a clear summary so you can compare apples to apples and choose.
We handle documents, settlement and (for private sales) seller payout.
Many lenders will fund 100% of the purchase price — no deposit needed — for the right applicant. A deposit can sharpen the rate, but it's not a hard requirement.
Initial conversations and quotes don't touch your credit file. We only do a formal credit enquiry once you've chosen a lender and we have your written go-ahead.
Yes — we work with several lenders who offer low-doc options for ABN holders. See our Low-Doc finance page for the detail.
Yes. Private sale finance is one of our specialties. We'll arrange PPSR checks, organise the seller payout, and make sure the rego transfer goes smoothly.
Straightforward PAYG applications are often approved same-day or next-day. More complex files (self-employed, private sale, unusual vehicles) usually take 2–5 business days.
For standard consumer car loans, no — we're paid by the lender. We'll always tell you upfront if there's any fee for a more complex commercial deal.
No obligation, no pressure — just a quick chat to see if we can help.