Tools, machinery, tech, fit-outs — finance the equipment your business needs without draining working capital.
Equipment finance lets you spread the cost of business assets over their useful life, instead of paying upfront. The right structure can also unlock significant tax benefits — depreciation, GST treatment, and interest deductibility.
We arrange chattel mortgages, finance leases and operating leases across a panel of commercial lenders. We'll explain which one fits, in plain English.
Welders, generators, compressors, trade-specific gear.
Excavators, loaders, skid steers, attachments.
Ovens, fridges, fryers, full kitchen fit-outs.
Computers, servers, software, AV setups.
Imaging, dental chairs, specialty practice equipment.
Chairs, lasers, treatment beds, full salon fit-outs.
What it is, how it'll be used, who the supplier is.
Chattel mortgage, lease or rental — whichever works best.
Often low-doc — minimal paperwork for established businesses.
Lender pays the supplier, you take delivery.
You own the asset from day one; the lender takes security over it. Repayments include principal and interest, and you can usually claim depreciation and the interest portion as a tax deduction.
Depends on your tax situation, balance sheet and how long you'll keep the asset. We'll walk you through both with your accountant if helpful. Our 'Equipment finance vs chattel mortgage' guide covers it in depth.
Yes — many lenders will fund international purchases, though documentation requirements are a bit stricter.
Threshold and eligibility shift year to year. We'll flag if your purchase looks like a fit, but always confirm with your accountant before you bank on it.
Not usually. Many equipment lenders will fund 100% of the invoice for established businesses.
No obligation, no pressure — just a quick chat to see if we can help.