Private sales can land a sharper price than a dealer — if you handle the paperwork right. We arrange the finance, PPSR check and direct seller payout.
A private sale usually beats a dealer on price, but the buyer takes on more responsibility — payout of any existing finance, PPSR check, transfer of rego, and confidence the funds change hands safely.
We handle the finance and orchestrate settlement directly with the seller, so money only moves once everyone's protected.
The car you've actually been hunting for — privately listed.
Keeps the transaction clean and at arm's length.
We coordinate inspection, payout and transfer remotely.
Specialist lenders for cars dealers wouldn't touch.
Specialty lender appetite for the right asset.
We pay out their loan and clear title at settlement.
Get approved before you negotiate — you know your budget and the seller knows you're serious.
We help check the vehicle has no finance against it and recommend a mechanical inspection.
Lender pays the seller (or pays out their existing finance) — funds only move when title clears.
You take delivery and the rego transfer goes through smoothly.
Common — and not a deal-breaker. The lender pays out the seller's existing finance first, then pays the seller the balance. Title transfers clean to you.
Absolutely — and we help with it. PPSR shows whether the car has any finance, theft history or write-off status registered against it. Around $2 to run, peace of mind included.
Yes — we do these regularly. We can recommend inter-state inspection services and coordinate the rego transfer.
Funds go directly from the lender to the seller (or their existing financier) on settlement day — no risk of bounced cheques or dodgy transfers.
Usually 3–7 business days from accepted offer to keys in your hand, depending on how quickly PPSR and inspection come back.
No obligation, no pressure — just a quick chat to see if we can help.